Effective Date: May 1, 2026

PILLAR is designed to help you understand and improve your financial health while keeping your data private and under your control.

1. Information We Collect

PILLAR does not collect your personal financial data.

• No income, expenses, balances, or financial inputs are sent off your device
• No names or email addresses are required to use the app

We may collect anonymous usage data to improve the app, such as:

• app interactions (e.g., feature usage)
• general usage patterns

This data:

• does not include financial information
• is not linked to your identity

2. How Your Data Is Stored

All financial data you enter into PILLAR is stored locally on your device.

Your financial information does not leave your device unless you explicitly choose to export it.

3. Backup and Export

If you use the app’s backup/export features: